Explore what research really says about money and happiness, and how retirement planning can focus on wellbeing, fulfilment and your personal life goals with Black Swan Capital.

As we fast approach the end of 2025, we look back at the events that shaped the financial year and share our views on what we expect in 2026. This year has been complex…

Every so often, the world of US tax throws us a curveball. Normally it’s a painful one, often a confusing one, and almost never one that makes you want to smile. However, yesterday, something…

Many of our clients here at Black Swan Capital are US-connected and most of you in that position have some assets back in the States, in the form of 401k or other employment pensions…

The rules of work and retirement are changing. We have written about this previously, and new data backs it up: we can no longer bank on a guaranteed job for life until we retire. One of…

Retirement planning changes when you become an expat. We spend much of our working lives foregoing some income now to contribute to pension plans in the expectation it will…

Navigating the complexities of U.S. tax obligations as an American living overseas can be daunting. Understanding and avoiding these common tax filing mistakes can help ensure compliance…

Since FATCA (The Foreign Account Tax Compliance Act ) came into force in 2010, it has impacted Americans and US connected persons living abroad significantly. FATCA requires all US Citizens and US connected individuals…

Have you ever run a business? Have you considered the idea? Did you realise you’ve been doing exactly that since you received your first ever pay cheque, without knowing it? With our clients…

As we have stated in recent articles, we are questioning whether some parts of financial markets are looking overpriced and starting to exhibit the characteristics of a market bubble…

We start the final quarter of 2025 with an investment environment that is complex and depending on the metric, contradictory. There are a number of indicators attracting our attention and…

The preface to this article can be one of the most oft- repeated phrases: “past performance is no guarantee of future performance”. It is a line so frequently used that…

This is a topic we are frequently asked about. Many expats living in Europe will think ahead to when their children finish school and embark on university life. In this article we look at…

We presented the complexities of retirement planning in a recent article, highlighting that it is amplified for expats- international professionals living outside their home country. If that…

Most of the people we speak with at Black Swan Capital are working professionals. They are living busy lives outside their home country and seeking ways to effectively build their…

When you’re making purchasing decisions, cost can be an important factor, but value is often just as crucial. Value is even more important when it comes to getting financial advice…

I’m serious. It’s not that hard. So many people in the world of finance and investing try to make it sound really difficult because they want to sound clever. Think of how much you…

This week we are inspired by an article in The Conversation by an Australian academic in the fields of emerging technologies and Fintech about protecting oneself from bad advice online…

Given the volatile times in which we are living, we have spent more time writing and talking about volatility and risk this year. In this article we are going to geek out a bit on the science…

Many Americans living in the EU experience the hassle of managing their money, everything from transferring funds across borders, to managing their US pensions, to being…