Welcome to Arisaig Wealth Management. The team remains the same, the corporate structure and ownership is the same, and our celebrated ongoing service to you, our clients, is unchanged.

Review your finances with a mid-year check-up for expats in the Netherlands. Understand the 30% facility, Box 3 changes and key planning considerations for 2026.

Learn what higher eurozone interest rates mean for expats’ savings, mortgages, debt and investments, and how to adapt your financial plan for late 2026.

Discover practical financial planning tips for expats in Europe, from building cash reserves and investing with purpose to managing market volatility and protecting your long-term goals.

Financial literacy is one of the most valuable life skills, yet many expats never receive formal financial education. Workplace financial wellness programmes can help international professionals make better decisions and build confidence in their financial future.

Employer share schemes can be a valuable way to build wealth, but they also introduce risks around tax, concentration and long term planning. Understanding how equity compensation fits into your wider financial plan is essential.

Market volatility, economic uncertainty and investment trends come and go, but the principles of good financial planning remain remarkably consistent. Here are ten timeless rules to help expats and international professionals stay focused on their long term goals.

Market volatility can feel overwhelming, but reacting to short term movements can damage long term returns. This article explores why staying focused on your goals and timeframe matters most.

Australia’s 2026 budget introduces major changes to capital gains tax, negative gearing and trusts. Learn what the reforms could mean for Australians living in Europe and managing cross-border assets.

As your income rises, so can your spending. Learn how to avoid lifestyle creep, stay aligned with your financial goals, and make intentional decisions that support long-term wealth.

Should you invest a lump sum or build wealth gradually through regular contributions? Explore the research, behavioural factors and Black Swan Capital’s practical perspective on using both strategies effectively.

Discover how the GAS Principle helps shape smarter investment decisions by balancing growth, access and security, and why choosing the right trade-off depends on your financial objectives.

Build a financial plan that can adapt if life takes you abroad again. Discover why flexibility, resilience, and cross-border thinking matter.

Markets face competing risks including inflation, tech bubbles, energy crises and consumer debt. Learn why diversification and long term planning are key to preparing for the next downturn.

What is a Black Swan event and are we in one now? Learn how unpredictable global events impact markets and what investors should do to protect and position their financial plans.

Should you invest now or wait? We explore market timing, volatility, opportunity cost, capacity for loss and the impact of time to help you make confident investment decisions.

Worried about the Netherlands’ new Box 3 tax on unrealised gains? We break down the reality, the risks, the loss carry-forward rules, and what investors should actually focus on from 2028.

Lost contact with your financial adviser in the EU? Learn why ongoing advice matters, how to review your existing arrangements, and what to consider when choosing a new cross-border financial planning partner.

A practical guide to the key financial figures worth reviewing in 2026, from savings and inflation to subscriptions, cash flow and long-term goals, with expert insight from Black Swan Capital.

Meet the Black Swan Capital team and learn how our experienced, international advisers work together to deliver clear, objectives-based financial advice for professionals living abroad.

Explore what research really says about money and happiness, and how retirement planning can focus on wellbeing, fulfilment and your personal life goals with Black Swan Capital.

As we fast approach the end of 2025, we look back at the events that shaped the financial year and share our views on what we expect in 2026. This year has been complex…

Every so often, the world of US tax throws us a curveball. Normally it’s a painful one, often a confusing one, and almost never one that makes you want to smile. However, yesterday, something…

Many of our clients here at Black Swan Capital are US-connected and most of you in that position have some assets back in the States, in the form of 401k or other employment pensions…

The rules of work and retirement are changing. We have written about this previously, and new data backs it up: we can no longer bank on a guaranteed job for life until we retire. One of…

Retirement planning changes when you become an expat. We spend much of our working lives foregoing some income now to contribute to pension plans in the expectation it will…

Navigating the complexities of U.S. tax obligations as an American living overseas can be daunting. Understanding and avoiding these common tax filing mistakes can help ensure compliance…

Since FATCA (The Foreign Account Tax Compliance Act ) came into force in 2010, it has impacted Americans and US connected persons living abroad significantly. FATCA requires all US Citizens and US connected individuals…

Have you ever run a business? Have you considered the idea? Did you realise you’ve been doing exactly that since you received your first ever pay cheque, without knowing it? With our clients…

As we have stated in recent articles, we are questioning whether some parts of financial markets are looking overpriced and starting to exhibit the characteristics of a market bubble…