According to author and personal development trainer Brian Tracy, research suggests it could take just 21 days of repeating an action to turn it into a habit. This could be great news if you want to switch some bad financial habits into good ones.

We speak frequently about our philosophy behind investment management and financial planning and advice. Our approach is objectives-based. That means the investment recommendations and advice we provide our clients is focused on…

How much of your wealth do you hold in cash? And how much of your wealth should you hold in cash? Two very important questions often with rather different answers. In this article, we discuss the pros and cons of holding cash…

It’s not all about finance. Sometimes it’s good to read a good book and escape into a well-written story. With the Booker Prize releasing its shortlist ahead of the 2021 winner announcement later this year, our CEO David Bellingham lists…

In the run up to the United Nations Climate Change Conference (COP26) 2021 later this year, it seems Europe has been experiencing first-hand the effects of global warming. In July, Germany and Belgium had two months’ rain…

According to research quoted in the Financial Times this week, women are found to have more concerns about retirement and meeting their income needs than men.  Looking at some of the inherent disadvantages, this increased concern…

We have all been through an extraordinary period in the last 18 months, and by all accounts and expectations, we will remain in a changed way of life. With freedom of movement increasing in Europe, and life morphing to a new version

For people living in Europe, away from their home country, there are many uncertainties that go along with the excitement of expat life. One of the major uncertainties is often around money- how to manage it- and how to prepare for your long-term future.

It’s said that most children have learned the financial habits they’ll use as an adults by the time they are seven. This means it’s never too early to teach your youngsters good money habits that will help them later in life.

At this time of year, investors will receive mid-year investment reports. This article helps you break through the jargon, understand what you are reading and to know what it all means. According to several expats we speak with…

As an expat in Europe, there are several ways of doing things that you need to get used to. This includes, managing your money, your pensions and investments, and undertaking proper financial planning. When we speak with the international community,

One of the more unexpected effects of the world’s battle with Covid has been the way we pay for the things we buy. According to media reports, Europe’s trend of using cashless payment for goods rose during lockdown, with Visa…

We are always told that all investments carry risk and that any asset can go down in value as well as up. We know that different people have different attitudes to risk and these will always factor into a personal portfolio, but should it?

Communicating effectively is one of the universal challenges, and some would say, problems in communicating are the root cause of much tension and conflict at all levels of society and around the world. Whether it is being understood, getting…

We have written before about the temptation and false sense of safety that comes from following what everyone else appears to be doing when it comes to investing, by putting your money in an investment that has just increased in value.

A detail buried in the Australian federal Government annual budget last week, has been uncovered and published in the Australian Financial Review by Emma Connors, and is causing angst among the Australian expatriate community…

According to Eurostat, life expectancy at birth in the EU increased by 2 years for women and 2.9 years for men between 2002 and 2021. As people continue to live longer, the way your life will look after the age of 50 is likely to be very different to previous generations.